Debt resolution, debt settlement, negotiated debt settlement, or debt negotiation, is a process where a company like America’s Debt Solution negotiates or settles unsecured debts to a creditor or debt collector.
These are our goals when we’re negotiating with your creditors:
- to reduce the amount you owe and
- to “settle” the debt faster than you would pay it off on your own.
Despite your reservations that this may be too good to be true, the debt resolution process is common for creditors. Creditors often settle debt for less than the amount owed. They know clients experiencing tough financial situations may never pay back the debt or may declare bankruptcy, so it is better for the creditor to settle the debt for less rather than receiving no money at all.
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